Assumable homes for sale in Phoenix, AZ

24 homesVA & FHA loansrates from 2.77% vs 7.40% today

Phoenix assumption guide

628 BOCA RATON Road, Phoenix, AZ, 85022 — assumable VA mortgage at 3.10%

Active

$475,000$35,610 equity gap

Rate: 3.10%; ~~7.40%~~today
Payment: $2,079/mo; ~~$3,371~~today

3beds
2baths
1,340sqft

628 BOCA RATON Road, Phoenix

19048 6TH Drive, Phoenix, AZ, 85027 — assumable VA mortgage at 3.55%

Active

$475,000$60,666 equity gap

Rate: 3.55%; ~~7.40%~~today
Payment: $2,056/mo; ~~$3,150~~today

3beds
2baths
1,533sqft

19048 6TH Drive, Phoenix

1254 JOAN D ARC Avenue, Phoenix, AZ, 85022 — assumable VA mortgage at 2.77%

Active

$725,000$238,701 equity gap

Rate: 2.77%; ~~7.40%~~today
Payment: $2,243/mo; ~~$3,795~~today

3beds
3baths
2,698sqft

1254 JOAN D ARC Avenue, Phoenix

1519 MICHELLE Drive, Phoenix, AZ, 85022 — assumable VA mortgage at 2.87%

Active

$509,000$156,971 equity gap

Rate: 2.87%; ~~7.40%~~today
Payment: $1,642/mo; ~~$2,742~~today

3beds
2baths
1,747sqft

1519 MICHELLE Drive, Phoenix

532 RENEE Drive, Phoenix, AZ, 85024 — assumable VA mortgage at 3.00%

Active

$434,000$145,002 equity gap

Rate: 3.00%; ~~7.40%~~today
Payment: $1,552/mo; ~~$2,428~~today

3beds
2baths
1,597sqft

532 RENEE Drive, Phoenix

2520 LIBBY Street, Phoenix, AZ, 85032 — assumable VA mortgage at 3.55%

Active

$459,900$125,395 equity gap

Rate: 3.55%; ~~7.40%~~today
Payment: $1,666/mo; ~~$2,554~~today

4beds
2baths
1,512sqft

2520 LIBBY Street, Phoenix

16825 14TH Street #122, Phoenix, AZ, 85022 — assumable FHA mortgage at 3.56%

FHA

Active

$370,000$107,992 equity gap

Rate: 3.56%; ~~7.40%~~today
Payment: $1,304/mo; ~~$1,996~~today

4beds
4baths
1,952sqft

16825 14TH Street #122, Phoenix

801 BRAEBURN Drive, Phoenix, AZ, 85022 — assumable VA mortgage at 2.95%

Active

$785,000$323,429 equity gap

Rate: 2.95%; ~~7.40%~~today
Payment: $2,187/mo; ~~$3,614~~today

3beds
2baths
2,014sqft

801 BRAEBURN Drive, Phoenix

2031 VISTA Drive, Phoenix, AZ, 85022 — assumable VA mortgage at 3.00%

Active

$515,000$248,150 equity gap

Rate: 3.00%; ~~7.40%~~today
Payment: $1,271/mo; ~~$2,088~~today

4beds
2baths
1,332sqft

2031 VISTA Drive, Phoenix

1121 COUNTRY GABLES Drive, Phoenix, AZ, 85022 — assumable VA mortgage at 3.00%

Active

$1,775,000$1,361,620 equity gap

Rate: 3.00%; ~~7.40%~~today
Payment: $2,015/mo; ~~$3,310~~today

4beds
3baths
4,213sqft

1121 COUNTRY GABLES Drive, Phoenix

18616 5TH Avenue, Phoenix, AZ, 85027 — assumable FHA mortgage at 3.74%

FHA

Active

$376,000$163,260 equity gap

Rate: 3.74%; ~~7.40%~~today
Payment: $1,135/mo; ~~$1,699~~today

3beds
3baths
1,265sqft

18616 5TH Avenue, Phoenix

19003 19TH Place, Phoenix, AZ, 85024 — assumable FHA mortgage at 6.26%

FHA

Active

$510,000$40,250 equity gap

Rate: 6.26%; ~~7.40%~~today
Payment: $3,026/mo; ~~$3,399~~today

3beds
2baths
1,632sqft

19003 19TH Place, Phoenix

17214 9TH Place, Phoenix, AZ, 85022 — assumable FHA mortgage at 4.60%

FHA

Active

$550,000$298,554 equity gap

Rate: 4.60%; ~~7.40%~~today
Payment: $1,513/mo; ~~$2,043~~today

4beds
3baths
2,100sqft

17214 9TH Place, Phoenix

14238 12TH Street, Phoenix, AZ, 85022 — assumable VA mortgage at 6.09%

Active

143

$775,000$82,638 equity gap

Rate: 6.09%; ~~7.40%~~today
Payment: $4,289/mo; ~~$4,905~~today

3beds
2baths
2,274sqft

14238 12TH Street, Phoenix

17620 17TH Place #31, Phoenix, AZ, 85022 — assumable VA mortgage at 6.32%

Active

$315,000$35,972 equity gap

Rate: 6.32%; ~~7.40%~~today
Payment: $1,806/mo; ~~$2,016~~today

2beds
3baths
1,207sqft

17620 17TH Place #31, Phoenix

16825 14TH Street #72, Phoenix, AZ, 85022 — assumable VA mortgage at 6.35%

Active

$394,500$44,069 equity gap

Rate: 6.35%; ~~7.40%~~today
Payment: $2,269/mo; ~~$2,525~~today

3beds
3baths
1,589sqft

16825 14TH Street #72, Phoenix

15 ANGELA Drive, Phoenix, AZ, 85022 — assumable FHA mortgage at 6.54%

FHA

Active

$565,000$67,709 equity gap

Rate: 6.54%; ~~7.40%~~today
Payment: $3,284/mo; ~~$3,582~~today

3beds
2baths
1,808sqft

15 ANGELA Drive, Phoenix

18619 25TH Way, Phoenix, AZ, 85050 — assumable FHA mortgage at 6.65%

FHA

Active

$275,000$41,650 equity gap

Rate: 6.65%; ~~7.40%~~today
Payment: $1,559/mo; ~~$1,682~~today

3beds
2baths
1,372sqft

18619 25TH Way, Phoenix

1920 BELL Road #1053, Phoenix, AZ, 85022 — assumable VA mortgage at 6.81%

Active

$350,000$47,073 equity gap

Rate: 6.81%; ~~7.40%~~today
Payment: $2,062/mo; ~~$2,188~~today

2beds
3baths
1,344sqft

1920 BELL Road #1053, Phoenix

1348 LIBBY Street, Phoenix, AZ, 85022 — assumable FHA mortgage at 6.99%

FHA

Active

$505,000$95,425 equity gap

Rate: 6.99%; ~~7.40%~~today
Payment: $2,786/mo; ~~$2,903~~today

3beds
2baths
1,531sqft

1348 LIBBY Street, Phoenix

760 EUGIE Avenue, Phoenix, AZ, 85022 — assumable FHA mortgage at 5.41%

FHA

Active

$224,000Potential short sale

Rate: 5.41%; ~~7.40%~~today
Payment: $1,595/mo; ~~$1,965~~today

2beds
2baths
920sqft

760 EUGIE Avenue, Phoenix

301 HELENA Drive, Phoenix, AZ, 85022 — assumable VA mortgage at 6.09%

Active

$650,000$228,790 equity gap

Rate: 6.09%; ~~7.40%~~today
Payment: $2,609/mo; ~~$2,984~~today

3beds
2baths
2,440sqft

301 HELENA Drive, Phoenix

15039 24th Place, Phoenix, AZ, 85032 — assumable FHA mortgage at 6.71%

FHA

Active

$408,000Potential short sale

Rate: 6.71%; ~~7.40%~~today
Payment: $2,949/mo; ~~$3,161~~today

3beds
3baths
1,638sqft

15039 24th Place, Phoenix

17446 8TH Avenue, Phoenix, AZ, 85023 — assumable FHA mortgage at 7.66%

FHA

Active

$235,000$232,823 equity gap

Rate: 7.66%; ~~7.40%~~today
Payment: $444/mo; ~~$433~~today

3beds
2baths
1,075sqft

17446 8TH Avenue, Phoenix

Assuming a mortgage in Phoenix

An assumable mortgage lets you buy the home and take over the seller’s existing FHA, VA or USDA loan—its rate, balance and remaining term included. Each listing above shows the existing rate and payment next to what the same loan would cost at today’s rates (about 7.40%), so you can see the saving before you tour.

Lowest existing rate: 2.77%
Lowest existing payment: $444 /mo
Median cash to assume: $116,693